Getting your loan locked down is just one aspect of getting into a new home. J.A. Bachler, REALTOR® is seasoned at aiding new and experienced in all areas of real estate. Contact us if your needs include a real estate pro experienced at the business side of real estate.

J.A. Bachler, REALTOR® can assist you in financing your home in Marine City.

Applying for the mortgage loan is one of the more exasperating elements of buying a house. But it doesn't have to be. We've got great connections to a lot of lending companies in the Marine City area, and they've helped us recognize some things that will make the process of applying for a loan easy.

1 – Create a list of questions regarding your loan program

Make sure to bring a list of questions if you do not thoroughly grasp the pros and cons of the different loan programs. It can be a challenge to understand the characteristics of both fixed and adjustable rate mortgages. One of our lender contacts or associates will help you understand the advantages and disadvantages of both.

2 – Decide when to lock

When you lock in an interest rate, the mortgage lender is sure to commit to the mortgage interest rates for the loan – usually at the time the loan application is received. By floating the rate, you can lock the rate at any time between the day you apply for the loan and issuance of closing documents. Buyers who decide to float conclude that interest rates will fall in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Compile your paperwork

Getting a loan requires lots of paperwork, so you should spend some time getting your documents together. Click here to see general questions you'll have to answer on a loan app.

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